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– New Product Delivery –
Auto Physical Damage and Motor Truck Cargo!

We proudly welcome APD and MTC to the Transportation lineup on RPSSmallBusiness.com. Like their companion product, General Liability for Truckers, the carrier for both lines is Crum & Forster (A rating by A.M. Best).

  • Non-Admitted
  • Eligible in all states except AK, HI, and MA
Auto Physical
Motor Truck Cargo
  • Binding on 1 to 5 power units, 6 to 10 available with referral
  • Risk does not need to be loss free to qualify
  • Offered on a stated amount basis
  • Enhancement endorsement
  • Towing for mechanical breakdown
  • Trailer interchange
  • Non-owned trailer
  • Gap coverage
  • Blanket 30 day NOC
  • Binding on 1 to 5 power units, 6 to 10 available with referral
  • Risk does not need to be loss free to qualify
  • Refrigeration unit malfunction and employee theft are not excluded
  • Property owned by the trucker, as well as property of others are covered
  • Designated shipper
  • Designated shipment
  • Blanket 30 day NOC

Click on the "Learn More" tab Marketing Materials Transportation to get full product information.

WE'RE REMODELING

RPS Small Business is getting a new look! We'll be updating the interface on a product-by-product launch. Executive Liability is first. The questions will remain the same, but the process will be more intuitive and we think you're really going to enjoy engaging with this new experience.

EL product in new UI

What's new? The SEND TO APPLICANT option received a makeover too. It will apply to the individual products as they're released.

General Liability for Artisan Contractor has arrived!

We are happy to introduce General Liability for Artisan Contractors into our product catalog. Evanston Insurance Company is the carrier (A+ rating by A.M. Best). This product is designed for small to midsize artisan contractors in order to meet their general liability needs.

Here are the Highlights:

  • Non-Admitted and eligible in all states, except AK
  • Bodily injury claims arising out of the insured’s operation as a business
  • Property damage repairs to owned, rented or leased premises
  • Medical payments, ambulance service charges and funeral services
  • Personal and advertising injury liability
  • Products and completed operations coverage
  • $0 deductible on most classes

Click on the " Learn More" tab to get full product information

General Liability for Truckers has arrived!

We are happy to introduce General Liability for Truckers into our product catalog. Crum & Forster is the carrier (A rating by A.M. Best).

Here are the Highlights:

  • Non-Admitted and eligible in all states, except AK, HI, and MA
  • Bodily injury claims arising out of the insured’s operation as a business
  • Property damage repairs to others property should the insured be responsible
  • Medical payments, ambulance service charges and funeral services
  • Personal and advertising injury liability
  • Right and duty to defend the insured
  • Optional forms for Blanket AI, Nucor steel language, Primary & Non-Conbributory, and Waiver of Subrogation available
  • Coverage for 1 to 10 units
  • Premium starts at $500

Click on the " Learn More" tab to get full product information

RPSsmallbusiness.com adds "Paladin Risk Report" to the cyber quoting process

What is this enhancement?
A Paladin Risk Report is an easy-to-understand, moment-in-time assessment of an organization’s vulnerabilities to certain cyber threats. During the application process, if the applicant website is correctly populated, Paladin Cyber will perform an automated domain scan. Note: this report will only appear on quotes for BCS, Lloyd’s, and Hiscox.

Where do I find the report?
If a report is generated, on the Quote screen "Paladin Cyber Risk Report" will display Where to find the report Paladin Cyber Risk Report

Where can I find out more about this new process?
Read this FAQ for more information

New Product

RPSsmallbusiness.com proudly welcomes Ocean Cargo Insurance to the online catalog

What is this coverage?
An all-risk policy that provides protection for goods that are shipped throughout the world by sea, air and overland transit. The broadest and most comprehensive coverage for manufacturing, importing, exporting clients and freight forwarders with optional enhancements that include domestic and international inland transit, warehouse storage and exhibition coverage. This cargo offering combined with the storage coverage is the first of its kind to be available online for quote, bind and issue.

Who needs it?
Importers, Exporters, Manufacturers and Distributors with less than $15 million in annual sales or shipped values.

What are the target classes?
Any importer, exporter, manufacturer or distributor of (but not limited to) Chemicals, Construction materials, Commercial/household appliances, Energy and utilities, Food and beverage, General merchandise, Consumer goods, Machinery and tools, Clothing, textiles, fashion, and Plastics products and resins.

*Look for Ocean Cargo in the "Learn More" tab to get full product information

Product Update

Lawyers Professional Liability: 7 newly added states are available for quoting - CO, MA, MT, MN, ND, WV and MO.

Please contact your product expert with any questions or requests.

Product Update
Lawyers Professional Liability

RPS welcomes StarStone Insurance as the new carrier for Lawyers Professional Liability. Same great coverage with some nice additions.

Here are the Highlights:

  • Admitted in 14 states with more to come soon
  • Limits of Liability up to $5M
  • Unlimited extended reporting period option available
  • First Dollar Defense available
  • Claims Expenses in addition to the limit available
  • Punitive and exemplary damages covered (to extent insurable by law)
  • Relaxed consent to settle - insurer pays 50%
  • Loyalty Discount - 50% discount on extended reporting periods after 4 years

Click on the "Learn More" tab to get full product information

Real Estate Appraisers is back!

We are happy to have Real Estate Appraisers back in our product line up. GenStar is the carrier with an A++ rating by A.M. Best.

Here are the Highlights:

  • Admitted in all states, except AK, LA, NY and WV
  • Residential and commercial appraisals
  • $0 deductible
  • Broad Definition of Professional Service (includes incidental services as a notary public, member of a formal accreditation committee, standards review committee or similar board or committee)
  • Free Extended Reporting Period for Death, Disability or Retirement
  • Defense Costs Outside the Limits of Liability
  • Prior Acts Coverage with Proof of Continuous Coverage

Click on the "Learn More" tab to get full product information

RPS podcast logo Lunch and learn? Check out our latest podcast

Side A D&O coverage – are you overlooking a worthwhile solution for your small business clients?

Watch/listen here: https://www.youtube.com/watch?v=dIT2mGX3R04 (16:40)